Surveys
What is a property survey?
Last reviewed: 3 October 2026
The brief answer
A survey is an independent inspection of a property's condition, carried out by a surveyor you choose. It is for your benefit, unlike the lender's valuation.
In plain English
RICS surveyors offer three levels of home survey. Level 1 is a basic condition report. Level 2 suits conventional homes in reasonable condition. Level 3 is the most detailed and suits older, larger, altered or unusual homes.
The report highlights defects, urgent repairs and things to investigate further, such as damp, roof condition or electrical safety.
A survey is not compulsory, but skipping it to save money can be a false economy, especially with older properties.
Why it matters
Problems found before exchange can be negotiated or can help you decide not to proceed. After completion, they are your responsibility.
What to do next
- 1Choose a qualified surveyor (for example, via the RICS directory).
- 2Book the survey soon after your offer is accepted.
- 3Discuss the report's findings with your solicitor and, if needed, the agent.
Checklist
- Survey level chosen
- Surveyor booked
- Report received
- Questions noted